The hypothetical casestudy results are for illustrative purposes only and should not be deemed are presentation of past or future results.This example does not represent any specific product,nor does it reflect sales charges or other expenses that maybe required for some investments. No representation is made as to the accurateness of the analysis.There is no guarantee similar results can be achieved.This material neither constitutes nor is intended to constitute an offer or anagreement to provide insurance coverage; it is intended to provide general information and is not necessarily a complete description of all terms, exclusions and conditions applicable to products and services. All guarantees are subject to the claims‐paying ability of the issuing insurance company Securities offered through NFP Securities,Inc. a Broker / Dealer and Member FINRA/SIPC. Financial Architects Partners is an affiliate of NFP Securities,Inc.and a subsidiary of National Financial Partners Corp.,the parent company of NFP Securities,Inc.